List of IDFC Bank Credit Cards | Eligibility, CIBIL, Apply, Status, Credit Limit

0
List of IDFC Credit Cards

List of IDFC Bank Credit Cards:

For all the IDFC bank users, read this article in detail for all the credit card details. There are four types of IDFC credit cards such as:

  1. FIRST Millennia Credit Card
  2. FIRST Classic Credit Card
  3. FIRST Select Credit Card
  4. FIRST Wealth Credit Card

Here, we are going to discuss benefits, features, eligibility for credit cards, and how to apply for them.

  1. IDFC FIRST Millennia Credit Card:

IDFC Millennia Credit Card

FIRST Millennia Credit Card is the best in class credit card and it also offers you benefits and deals that suit your lifestyle. This card is the best option for people who like to shop.

Features and benefits:

  • This credit card offers 10X Reward Points on incremental purchases greater than Rs. 20,000 per billing cycle.
  • It also gives you 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases.
  • You also get welcome vouchers worth Rs. 500 if you spend Rs. 15,000 within 90 days.
  • You also get a 5% cashback on your first EMI transaction made within 90 days of card set-up.
  • You get a 25% Discount on Movie Tickets up to Rs. 100 per month using this credit card.
  • You can also avail 4 complimentary Railway lounge visits every quarter.
  • You can get a fuel surcharge waiver at all fuel stations across India up to Rs. 200 every month.
  1. IDFC Classic Credit Card:

IDFC Classic Card

FIRST Classic Credit Card will make your life super rewarding. This credit card is ideal for high spenders who prefer to shop online.

Features and benefits:

Details IDFC Classic Card

  • It is a Lifetime-free credit card.
  • You can avail of welcome vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days.
  • You can earn up to 10x reward points on all spend above Rs.20,000.
  • You can earn up to 6x reward points on online spending.
  • You can earn up to 3x reward points on offline spends.
  • You get a 25% discount (up to Rs.100) on the purchase of a movie ticket.
  • You can avail 4 complimentary Railway lounge visits every quarter.
  1. IDFC FIRST Select Credit Card:

Select Card IDFC Credit

FIRST Select Credit Card is a super rewarding credit card that will suit your premium life. IDFC First Select Card is an upgraded version of the previously discussed Classic Card and it also comes with additional benefits on travel and dining.

Features and benefits:

IDFC Credit Cards

  • You can get welcome vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days.
  • You get a 5% cashback on your first EMI transaction made within 90 days of card set-up.
  • You can earn up to 10X Reward Points on incremental purchases greater than Rs. 20,000 per billing cycle.
  • You can earn up to 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases.
  • You can avail 4 complimentary domestic lounge visits per quarter.
  • You can avail 4 complimentary Railway lounge visits every quarter.
  • You can get a low foreign exchange mark-up fee of 1.99%.
  • You can earn up to 20% discount on 1500+ Restaurants.
  • You can earn up to a 15% discount on 3000+ Health & Wellness Outlets.
  1. IDFC FIRST Wealth Credit Card:

IDFC

FIRST Wealth Credit Card can unlock access to an exclusive life experience for you. This is a premium credit card that offers you an IDFC First Bank but without any annual fee.

Features and benefits:

IDFC Wealth Credit Card

  • You avail 10X Reward Points on incremental purchases greater than Rs. 20,000 per billing cycle.
  • You can get 6X Reward Points on all online purchases and 3X Reward Points on all offline purchases.
  • You can get a low foreign exchange mark-up fee of 1.5%.
  • You get welcome vouchers worth Rs. 500 on spending Rs. 15,000 within 90 days.
  • Users can avail of 4 complimentary Domestic & International Airport lounge and spa visits every quarter.
  • You can avail 4 complimentary Railway lounge visits every quarter.
  • You can avail buy one get one offer on movie tickets of up to Rs.500 per ticket, twice per month.
  • You can get up to 20% discount on 1500+ Restaurants.
  • You can get up to a 15% discount on 3000+ Health & Wellness Out.

Fees and charges:

Process charges

  • Joining / Annual Fee: NIL
  • Over Limit Fee: NIL
  • Interest Rate / Finance Charges starting at 0.75% p.m. (9% annually)
  • Reward Redemption Fee: NIL
  • Foreign Currency Markup Fee: 3.5%
  • Late Payment Fee: 15% of Total Amount Due 
  • International & Domestic Cash Advance Fee: Rs. 250
  • Return of cheque/Auto Debit/ Payment Return: Rs. 250 for a single Returned cheque/Auto Debit/ Payment Return
  • EMI Fees: 1% of the transaction value (minimum Rs. 99), 
  • Card Replacement Fee: Rs. 100

How to Apply for IDFC Credit Cards:

IDFC First Bank credit cards are currently only limited to existing customers. From March 2021, everybody can get credit cards from IDFC bank. Fill out the form on their website if you want to get an IDFC First credit card. If the bank considers you eligible, you will receive an answer until the card is available to all.

How to Check IDFC Credit Card Application Status?

The status of an IDFC card application can be checked online, over the phone, or in-person at a bank branch. You can also check the status of your IDFC Bank card application by downloading the IDFC Bank app. Your application number, mobile number, and other information are required to check the status.

CIBIL Score to Apply for IDFC Credit Card:

You will need a CIBIL Score of 750 and above if you want to apply for the IDFC first credit card.

IDFC App Details:

The IDFC FIRST Bank Mobile Banking App is the most seamless and reliable. This app can fulfill all your banking needs just by sitting at home. It is extremely user-friendly, easy, and safe, and it supports over 40 different transactions. IDFC app uses IMPS, NEFT, and RTGS to move funds to other IDFC FIRST Bank accounts or other Bank customers. You can check your credit card details, generate a card PIN and pay your credit card dues through this app. You can also safeguard your cheques by using Positive Pay. IDFC mobile app is available for iOS and Android devices.

You can also check: OneCard Metal Credit Card

IDFC Credit Card Customer Care Number and Support Email:

  • You can call on the 24X7 helpline number @ 18605001111
  • You can also mail them at creditcard@idfcfirstbank.com
  • You can also contact them through the Queries and Contact us option through NetBanking/Mobile Application.

Frequently Asked Questions (FAQ)

Q: Is there a Joining/Membership/Annual fee on IDFC FIRST Bank Credit Cards?

There is No Joining/Membership/Annual fee applicable on any of the IDFC FIRST Bank Credit Cards.

Q: Do I get reward points for using IDFC Credit Cards?

Yes, You can get up to 10x reward points with IDFC Credit Cards.

Q: How to contact IDFC Credit Card Customer Care?

You can also mail them at creditcard@idfcfirstbank.com or call on the 24X7 helpline number @ 18605001111.

LEAVE A REPLY

Please enter your comment!
Please enter your name here