Kotak Corporate Gold Credit Card | Fees, Benefits, Application

Kotak Corporate Gold Credit Card

Eligibility Criteria for Kotak Corporate Gold Credit Card

  • Working professionals are eligible to apply for Kotak Corporate Gold Credit Card.
  • Should be a resident of India

Fees and Charges of the Kotak corporate Gold Credit Card

Fee & other Parameters Corporate Classic Corporate Basic
Joining Fees Nil NIL
Annual Fees Rs. 1000 NIL
Condition for waiver of Annual Fees – First Year NA NA
Condition for waiver of Annual Fees – Second Year NA NA
Addon Card Fees NA NA
Interest Charges on outstanding Balances 3.30% (Annualized 39.6%) 3.30% (Annualized 39.6%)
Minimum Amount Due (MAD) (It will reflect in the statement in a column of the minimum amount due) MAD can be 5% or 10% of TAD as decided by the Bank MAD can be 5% or 10% of TAD as decided by the Bank
ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof NA NA
Late Payment Charges (“LPC”)*** Rs. 100 for statement o/s less than or equal to Rs. 500. Rs. 100 for statement o/s less than or equal to Rs. 500.
Late Payment Charges (“LPC”)*** Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000. Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000.
Late Payment Charges (“LPC”)*** Rs. 700 for statement o/s greater than Rs. 10,000) Rs. 700 for statement o/s greater than Rs. 10,000)
Over Limit Charge NIL NIL
Cheque Bounce Charges Rs. 500 Rs. 500
Foreign Currency Mark Up 3.5% 3.5%
Railway Booking Surcharge**
(As per Applicable Rate)
Applicable Applicable
Fuel Surcharge*** (subject to a minimum of Rs. 10) on the transaction amount
(As per Applicable Rate)
Waived Applicable
Fee for Cash payment at Bank Rs. 100 Rs. 100
Outstation Cheque Processing Fee Waived Waived
Reissue/ Replacement Card (per issuance) Waived Waived
Charge Slip Request Waived Waived
Machine Surcharge at ATMs Waived Waived
Balance Enquiry Charges at Non-Parent Bank ATM Waived Waived
Duplicate Statement Request Waived Waived
Web Pay Service Fee Waived Waived

Documents Required to Apply for the Kotak Corporate Gold Credit Card

Income proof (For self-employed)

  • Recent ITR (Income Tax Returns)
  • Audited profit and loss statement or balance sheet

Address proof (anyone)

  • Passport
  • Telephone bill
  • Aadhaar card
  • Electricity bill
  • Rental agreement
  • Ration card

Income proof (For salaried)

  • Recent salary slips
  • Salary certificate
  • Employment letter

Proof of Identity (anyone)

  • Voter’s ID card
  • Ration Card
  • PAN Card
  • Passport
  • Driving license
  • Aadhaar card

How to Apply for Kotak Corporate Gold Credit Card?

Assuming you need to get this card, you can visit the closest Kotak Mahindra Bank office or apply on the web. Here’s how you can apply on the web:

• Just visit the official website of Kotak Mahindra Bank.

• Go to the credit card area and discover the Corporate Gold

Credit Card.

• Click on ‘Apply Now’ and enter the necessary subtleties.

• If qualified, you can fill the nitty-gritty application structure.

A representative from the bank will call you about the report assortment. When you present the records, the bank will check the reports and approve the data given by you. In the case everything goes right, you will get the card within 7-10 workdays.

Also Read: Kotak Bank Privy League Visa Signature Credit Card

Features and Benefits of the Kotak Corporate Gold Credit Card

The alluring highlights and advantages of this credit card are recorded beneath:

Organization’s Control over Expenses-With this corporate credit card, the association can have full oversight over the organization spending in the accompanying manners:

  • The organization has the position of authority over expenses
  • Get a saving and planning opportunity
  • Organization costs can be diminished

The credit limit on each card of the representative is to be chosen by the organization. The limit on the cards can shift based on assignment, pecking order, or by worker’s will.\

Solace to Employee-Employee of the organization should not stress over late payment charges and contribution to be paid. They can swipe Kotak Corporate Gold Credit Cards for the expenses identified with systematic shows and gatherings, business and leader meetings, deals meet, etc.

Global Acceptance-This card can be contacted by 10 million traders worldwide. Computerized money can be given to purchasers, corporate, banks, and the government.

Reward Points-Cardholder acquires high reward points. These points can be reclaimed each quarter. Aggregated money discount is given through request draft.

Fuel Surcharge Waiver-The cardholder is qualified for a waiver of Rs. 3,500 in a scheduled year however the exchange on fuel should be between Rs. 500 to Rs. 3,000.

Manage Expenses-Expense management office is offered to the clients:

  • Organizations can spending expenses dependent on the expenses made on corporate cards
  • Bank gives measurable information to break down expenses
  • Organization can break down how much sum is spend by every worker
  • Organizations can gather the information to see which representative where and the amount they have spent
  • The cost of the worker on the provider can even be followed

Customized Services-All cardholders are furnished with altered administrations. Cardholders can acquire fast data on card subtleties, card limit, lost/taken, and so on.


At the point when you apply for a credit card with Kotak Mahindra, the bank sends you an SMS. The SMS acknowledges your credit card application and gives both of you things: an interesting reference and the application structure number. Kotak Bank’s website permits you to check your credit card application status utilizing these particulars. The whole cycle is without bothering and simple. Follow these straightforward advances and you are through:

1. Visit the official website of the bank.

2. Select the alternative ‘explore products’ and snap on the dropdown menu.

3. Pick the choice ‘cards’ and select ‘credit card administrations’.

4. Look down till you discover the choice ‘application status’.

5. Click on ‘know more’, which will divert you to the page ‘check your card application status’.

6. Pick ‘select product’ and hit on the ‘credit card’ button.

7. Punch in your unique reference number or the application structure number and snap the ‘check status’ choice.

Kotak Corporate Gold Credit Card Customer Care

Customer Contact Center 1860 266 2666 (nearby call rates apply).


Is there any charge for supplanting a Corporate Gold Card?

No. There is no extra charge required on the substitution of your Kotak Corporate Gold Card. The substitution is done liberated from cost whenever the solicitation is set with the customer care.

How would I apply for a Kotak Corporate Gold Card?

You can apply online through the official Kotak Mahindra Bank site or via mailing the customer care with pertinent subtleties and a chief will reach out to you for further preparation.

How would it be a good idea for me to respond if my credit card is lost or taken?

You ought to promptly educate the Kotak Bank Customer Contact Center and report the occurrence and spot a solicitation for the substitution of the card. The Program Administrator can likewise be educated regarding the equivalent through email.

What are the over-limit charges?

Overlimit charges are not appropriate since you can just make exchanges inside the credit limit on the card. Any exchange that surpasses this limit, is declined.

Would I be able to apply for an extra card?

No. Corporate Gold Card doesn’t offer the choice of an extra card.


Please enter your comment!
Please enter your name here