List of Bank of Baroda Credit Cards | Apply, Eligibility, Interest Rate

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Bank of Baroda provides a variety of credit cards to meet the needs of all customers. The cards come with a slew of perks, and cardholders are rewarded with benefits and guaranteed discounts on any purchase. The application for a credit card is also clear and straightforward. Let’s take a closer look at the different cards Of the Bank of Baroda.

List of Bank of Baroda Credit Cards and Details:

Credit Card Annual Fee Welcome Benefit
Bank of Baroda Premier Credit Card Rs 1,000 (Waived on Annual spends of Rs 1,20,000 and above) Get 2,000 Reward Points as activation benefits
Bank of Baroda Select Credit Card Rs 750 (Waived on Annual spends of Rs 70,000 and above) Get 1,000 Reward Points as activation benefits
Bank of Baroda Easy Credit Card Rs 500 (Waived on Annual spends of Rs 35,000 and above) Get 500 Reward Points as activation benefits
Bank of Baroda Prime Credit Card NIL Get 4 Reward Points for every Rs.100 spent equal to Re. 1
Bank of Baroda CMA one credit card  NIL None
Bank of Baroda ICSI diamond credit card NIL 6 months free membership worth 15,000
Bank of Baroda ICAI exclusive credit card NIL  6 months free membership worth 15,000
Bank of Baroda Eterna credit card Rs.2499 for the first year None

Bank of Baroda Premier Credit Card Benefits:

Bank of Baroda Credit Cards

  • You will get the welcome benefit of 2,000 bonus reward points on card activation.
  • You can avail of up to 4 complimentary airport lounge access per year.
  • You can get concierge Service- Get 24×7 Concierge Services.
  • You can earn 2 Reward Points for every Rs 100 spent across all categories. You can also increase your rewards 10 times when you use the card for Online Travel Aggregators, Dining, and International spend with a maximum of 2000 points.
  • Also, you get a fuel Benefit of a 1% fuel surcharge waiver across all fuel stations in India on fuel transactions of Rs. 500 to Rs. 4,000. 

Bank of Baroda Select Credit Card benefits:

Bank of Baroda

  • You can earn 1 Reward Point for every Rs 100 spent across all categories. You can also earn 5 Reward Points for every Rs 100 when you use the card to make a payment towards dining and online shopping with a maximum cap of 1,000 points.
  • Also, you can make 5 transactions worth Rs 1,000 each in a month and earn 1,000 bonus reward points.
  • Individuals can earn a Fuel Benefit of a 1% fuel surcharge waiver on transactions of Rs 500 to Rs 4,000 on all petrol pumps. 
  • You can redeem the accumulated reward points for gift vouchers and more. 

 Bank of Baroda Easy Credit Card benefits:

Bank of Baroda Easy

  • You can get a welcome benefit of 500 reward points on card activation.
  • You can earn 1 Reward Point for every Rs 100 spent on your card. You can also earn 5 times more Reward Points on Movies, Groceries, and Departmental stores with a maximum cap of 1,000 Reward Points per month.
  • By paying your outstanding bill in full you can get 0.5% cashback in your statement.
  • One can get a fuel benefit 1% fuel surcharge waived off on fuel transactions of Rs.500 to Rs 4,000 on all petrol pumps. 
  • Also, you can redeem your reward points against a host of gift vouchers. 

 Bank of Baroda Prime Credit Card Secured Card benefits:

Bank of Baroda Prime Credit Card

  • You can issue this card against a Fixed Deposit of Rs. 15,000 or more.
  • You don’t need income Proof as it is a secured credit card.
  • You can get a 1% cashback on all of your expenses.
  • You can avail fuel surcharge waiver at all fuel stations.
  • The card is free for a lifetime with zero joining or annual fees. 

 Bank of Baroda CMA One Credit Card Benefits:

 Bank of Baroda CMA

  • You can earn 1,000 reward points on transactions on your card within 30 days of issuance and 4,000 reward points each quarter if you spend more than your card’s credit limit.
  • You can avail 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000.
  • You can 1 reward point for every ₹ 100 you spent on any other category. You can redeem all your accumulated reward points and can be redeemed for cash back @ 1 reward point = ₹ 0.25.

Bank of Baroda ICSI Diamond Credit Card:

Bank of Baroda ICSI Diamond Credit Card:

  • You can earn 1000 reward points on transacting your card within 30 days of issuance & 3,999 reward points every quarter if you spend more than your card’s credit limit.
  • You can avail 1% fuel surcharge waiver at every fuel station across India on transactions of Rs. 400 and Rs. 5,000.
  • You can earn 1 reward point for every ₹ 100 you spent on any other category.  You can redeem your accumulated reward points and can be redeemed for cash back at 1 reward point equals ₹ 0.25.
  • You can get up to 3-lifetime free add-on cards for your family.
  • It’s professional Indemnity Insurance Covers of ₹ 5 lakhs*, Air accident death cover of ₹ 15 lakhs, and non-air accident death cover of ₹ 5 lakhs.
  • You can report loss of card immediately to ensure zero liability on any fraudulent transactions

 Bank of Baroda ICAI Exclusive Credit Card:

Bank of Baroda ICAI Exclusive Credit Card

  • You can also earn up to 1,000 reward points on transacting your card within 30 days of issuance and also earn 4,000 reward points every quarter if you spend more than your card’s credit limit.
  • You can avail fuel benefit of a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs.5, 000.
  • You can 1 reward point for every ₹ 100 spent on any other category. You can redeem all your accumulated reward points and can be redeemed for cash back @ 1 reward point = ₹ 0.25.
  • You can get up to 3 lifetime free add-ons for your family.
  • You can report loss of card immediately to ensure zero liability on any fraudulent transactions.

Bank of Baroda Eterna Credit Card:

Bank of Baroda Eterna Credit Card

  • You can earn 10,000 bonus reward points on spending ₹ 50,000 within 60 days and 20,000 bonus reward points on spending ₹ 5, 00, 000 in a year.
  • You can avail of fuel benefits of a 1% fuel surcharge waiver at all fuel stations across India on transactions of Rs. 400 and Rs. 5,000.
  • One can earn up to 3 reward points for every ₹ 100 you spent on any other category.
  • You can redeem your reward points as cashback and other exciting options. You can redeem all your accumulated reward points and can be redeemed for cash back @ 1 reward point = ₹ 0.25
  • You can get up to 3-lifetime free add-on cards for your family.
  • You can report loss of card immediately to ensure zero liability on any fraudulent transactions.

Eligibility:

  • You should be 18 years and above to apply for their credit card.
  • You must be either salaried or self-employed.
  • Individuals must have a regular source of income and should be NRI or Indian citizens.

Fees:

Fees / Charges Amount
Joining Fee / Annual Fee Varies from one card variant to another
Cash Withdrawal Charges 2.5% of the withdrawn amount or Rs. 500, whichever is higher
Finance Charges 3.49% per month i.e. 41.88% per annum
Cheque Return Charges 2% of the cheque amount of Rs. 450, whichever is higher
Foreign Currency Transaction Fee 3.50% of the transaction amount
Unblocking Charge Rs.300
Late Payment Charges For Statement Balance:

  • Less than Rs.100- Nil
  • Rs.100 to Rs.500- Rs.100
  • Rs.501 to Rs.1,000- Rs.400
  • Rs.1,001 to Rs.10,000- Rs.600
  • Rs.10,001 to Rs.25,000- Rs.800
  • More than Rs.25,000- Rs.950
Exceeding Credit Limit Charges 2.5% of the amount over & above the sanctioned credit limit of Rs. 500, whichever is higher

 

How to Apply for Bank of Baroda Credit Card?

You can use this link and apply: Click Here

Open the link and select the card which you want to apply for. Fill in and submit the card details.

Track Bank of Baroda Credit Card Application Status:

Open this Link and submit application no.

List if More Credit Card Details: 

Conclusion:

Individuals can apply for a Bank of Baroda Credit Card online through their website. First, select the card and click on the Apply Now button. Then fill the application form and submit it online. After this, the Bank of Baroda representative will call the applicant to take the process further.

Alternatively, one can visit the nearest Bank of Baroda branch to apply for a credit card.

Customer care:

  • Toll-free number: 1800 223 224
  • Email ID: ccb@bobcards.com

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